Business Oppurtunity for LIC Advisors : LIC AGENTS DELHI NCR

There is wrong misconception among people about the profile of LIC Agent. There are many lic agents in our country who are earning in 7 figures & have their own big offices, luxury cars, big houses, property of worth many crores. They are not less than any CEO’s of any mid size MNC’s.


A question come to mind what are and of which kind of business opportunity available to them. To be a big in LIC business one needs to understand that huge amount of money can be made through LIC. Not all but few who have vision to be big and those are business minded can grow as much as they want.

The Top Advisor of LIC is earning more than 12 Cr per as income. His income is nearly 12 times more than the chairman of LIC.

LIC agency is a business which is non loss making business. If LIC agent works he will get income from LIC and if does not then no income will come to him but there will be no loss to him.

LIC agency is a game of numbers, more the customers, more will be the income of the agent.

Normally in a policy an advisor get 30% of the commission in the first year and 7.5% for next two years and 5% p.a. for remaining number of years.

A person doing Rs 1 Cr of premium in an year will Rs 30lacs as the commission in the first year and Rs 7.5 lacs for next two years and Rs 5 lac p.a. for remaining number of years to provide best services to its clients.

Many Agents who have 1000’s of clients need to have their personal staff to provide services to their clients, and sometimes the payout to their staff in the form of salary is more than Rs 1Cr p.a. .Now one can easily imagine that if the salary of the staff is more than 1 Cr p.a. what will be their income.

The point to note here is that whether the business is less or more in any particular year the salary of the staff is not a burden to them as LIC is paying 5% p.a. to them as renewal income.

An LIC advisor who perform well basically acts a mid size company work with many people under them, so there is huge business opportunity to them and above all it is a business where one can never face losses.


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