MDRT AGENT
MDRT agent is one who procures insurance business of amount equal to one million dollar in any calendar year that is from 1st Jan to 31st Dec.
It is club well known in LIC, in every branch there 4-5 agents who are MDRT agents. They are considered as the most productive agents in LIC. Like in every office the staff who perform better than his counterpart get more in terms of Income and respect, same happens in LIC.
Since there are 4-5 MDRT agents in every branch so they are favorite agents of their development officers, branch managers and to the managers sitting at higher level.
As far as income is concern the first year income of an LIC MDRT advisor is somewhere Rs 8.5 lacs.
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MDRT AGENT
(Million Dollar Round Table)
An LIC Advisor who earns Rs 8,45,300 as first year commission in any calendar year that is from 1st January to 31st December is Called an MDRT AGENT
COT AGENT
(Court Of Table)
COT=3 Times MDRT
An LIC Advisor who earns Rs 25,35,900 as first year commission in any calendar year that is from 1st January to 31st December is Called an COT AGENT
TOT AGENT
(TOP Of Table)
TOT= 6 times MDRT
An LIC Advisor who earns Rs 50,71,800 as first year commission in any calendar year that is from 1st January to 31st December is Called an TOT AGENT
So one can imagine the potential of LIC agency.
TOP 10 MDRT AGENTS OF LIC based on First Year Commission Basis:
| Rank | Name | Branch | First Year Commission Excl. Bonus Commission |
| 1. | Shri V VENKATESWARA RAO | Vishakhapatnam | ₹2,05,09,585 |
| 2. | Smt SANGITA MAHESHWARI | Indore | ₹1,77,58,368 |
| 3. | Shri BHARAT V PAREKH | Nagpur | ₹1,09,52,152 |
| 4. | Shri RAVINDAR JETHANI | Mumbai | ₹1,01,24,090 |
| 5. | DR.BALWANT SINGH CHIRANA | Delhi | ₹88,11,908 |
| 6. | Shri AUTI DATTATRAY JAYRAM | Mumbai | ₹86,46,357 |
| 7. | Shri PULKIT KHANDELWAL | Delhi | ₹70,71,261 |
| 8. | Shri BHIMAN DAS | Kolkata | ₹67,92,431 |
| 9. | Shri DEEPAK DHABALIA | Mumbai | ₹66,31,879 |
| 10. | Smt HEENA HITESH SHAH | Mumbai | ₹66,01,442 |
Out of Top 10 TOT-2014 qualifiers two are from Delhi. This shows that insurance Awareness and Potential is more in Delhi and People have more Trust in LIC.
